Indirect damages in a company concern all the economical effects coming from a direct damage (fire, climatic and catastrophic events).
The main indirect damage is a production stop that a company has to face after a damage has occurred. A production stop is calculated according to the fixed costs incurred and to the loss of profit coming from a products sales stop. Indirect damages always occur and they use to have a high insurance value.
In certain cases GARAperizie experience allow to get this kind of refund even when it is not foreseen into the insured’s policy. This case occurs when losses are related to a third party liability.